Federal Income Tax Bracket Calculator (2026)
See your federal income tax bracket by bracket, plus your marginal and effective rate.
2026 federal tax brackets
| Single | |
|---|---|
| 10% | $0 to $12,400 |
| 12% | $12,400 to $50,400 |
| 22% | $50,400 to $105,700 |
| 24% | $105,700 to $201,775 |
| 32% | $201,775 to $256,225 |
| 35% | $256,225 to $640,600 |
| 37% | $640,600 to and up |
| Head of household | |
|---|---|
| 10% | $0 to $17,700 |
| 12% | $17,700 to $67,450 |
| 22% | $67,450 to $105,700 |
| 24% | $105,700 to $201,750 |
| 32% | $201,750 to $256,200 |
| 35% | $256,200 to $640,600 |
| 37% | $640,600 to and up |
| Married filing jointly | |
|---|---|
| 10% | $0 to $24,800 |
| 12% | $24,800 to $100,800 |
| 22% | $100,800 to $211,400 |
| 24% | $211,400 to $403,550 |
| 32% | $403,550 to $512,450 |
| 35% | $512,450 to $768,700 |
| 37% | $768,700 to and up |
Ranges are taxable income, after the standard deduction. Source: IRS Rev. Proc. 2025-32.
Frequently asked questions
What is the difference between a marginal and an effective tax rate?
Your marginal rate is the rate on your last dollar of taxable income, the bracket you are in. Your effective rate is your total tax divided by your income, which is lower because the first part of your income is taxed at lower rates.
If I move into a higher bracket, will I take home less?
No. Only the income above the bracket threshold is taxed at the higher rate. A raise never lowers your take-home pay because of tax brackets.
What standard deduction does this use?
The 2026 standard deduction: $16,100 for single filers, $24,150 for heads of household and $32,200 for married filing jointly.
What is not included?
Social Security, Medicare, state and local taxes, tax credits, itemized deductions and other income types such as capital gains are not included.