TakeHomeGuideTax year 2026

Massachusetts Paycheck Calculator (2026)

Estimate your Massachusetts take-home pay after federal tax, Social Security and Medicare.

Massachusetts taxes wages at a flat 5% after a personal exemption of $4,400 for single filers and $8,800 for married filing jointly, plus a 4% surtax on income above roughly $1.1 million. This estimate assumes 401(k) contributions reduce Massachusetts wages the way they reduce federal wages; confirm this for your plan. Massachusetts paid family and medical leave payroll deductions are not included. Dependents and credits are not modeled.

Take-home pay by salary in Massachusetts

Single filer, no pre-tax deductions, 2026 tax rules.

SalaryPer yearPer monthBiweeklyTotal tax rate
$30,000$25,005$2,084$96216.7%
$40,000$32,540$2,712$1,25218.6%
$50,000$40,075$3,340$1,54119.9%
$60,000$47,610$3,968$1,83120.6%
$75,000$58,063$4,839$2,23322.6%
$90,000$67,865$5,655$2,61024.6%
$100,000$74,400$6,200$2,86225.6%
$125,000$90,674$7,556$3,48727.5%
$150,000$106,511$8,876$4,09729.0%

Massachusetts state income tax at a glance

For a single filer earning $60,000 with no pre-tax deductions, Massachusetts state income tax is about $2,780 a year, or 4.6% of pay. 47 of the other 49 states charge less state income tax at this income and 2 charge more. The average among states that tax wages is about $2,031, so Massachusetts is about $749 above that average.

SalaryState income taxShare of payTake-home after all taxes
$40,000$1,7804.5%$32,540
$60,000$2,7804.6%$47,610
$100,000$4,7804.8%$74,400
$150,000$7,2804.9%$106,511

Single filer, no pre-tax deductions, 2026 rules, state income tax only. See all 50 states compared.

Hourly wage to take-home pay in Massachusetts

Working 40 hours a week for 52 weeks (2,080 hours), a single filer earning $25 an hour makes $52,000 a year and takes home about $41,582 in Massachusetts after federal tax, Social Security, Medicare and state income tax. That is about $1,599 every two weeks.

Hourly wageGross per yearTake-home per yearPer monthBiweekly
$15/hr$31,200$25,909$2,159$997
$20/hr$41,600$33,746$2,812$1,298
$25/hr$52,000$41,582$3,465$1,599
$30/hr$62,400$49,418$4,118$1,901
$40/hr$83,200$63,421$5,285$2,439
$50/hr$104,000$77,014$6,418$2,962

Single filer, no pre-tax deductions, 2026 rules. Convert other wages with the hourly to salary calculator.

Take-home pay on Massachusetts's minimum wage

Massachusetts's minimum wage is $15.00 an hour. Working 40 hours a week all year ($31,200 gross), a single filer with no pre-tax deductions takes home about $25,909 a year, or $2,159 a month and $997 every two weeks.

Minimum wage rates change and some cities set higher rates. Confirm the current rate with the Massachusetts labor department.

Frequently asked questions

Does Massachusetts have a state income tax?

Yes. Massachusetts taxes wages at graduated rates from 5% to 9%, which is included in this estimate.

How is federal income tax calculated here?

We subtract your pre-tax deductions and the 2026 standard deduction, then apply the 2026 federal brackets for your filing status. Social Security is 6.2% up to the annual wage base and Medicare is 1.45% (plus 0.9% on high earnings).

Why might my real paycheck differ?

Employers withhold based on your W-4, and health insurance, other deductions, bonuses, and local taxes change the result. Your final tax bill is settled when you file your return.

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