Massachusetts Paycheck Calculator (2026)
Estimate your Massachusetts take-home pay after federal tax, Social Security and Medicare.
Massachusetts taxes wages at a flat 5% after a personal exemption of $4,400 for single filers and $8,800 for married filing jointly, plus a 4% surtax on income above roughly $1.1 million. This estimate assumes 401(k) contributions reduce Massachusetts wages the way they reduce federal wages; confirm this for your plan. Massachusetts paid family and medical leave payroll deductions are not included. Dependents and credits are not modeled.
Take-home pay by salary in Massachusetts
Single filer, no pre-tax deductions, 2026 tax rules.
| Salary | Per year | Per month | Biweekly | Total tax rate |
|---|---|---|---|---|
| $30,000 | $25,005 | $2,084 | $962 | 16.7% |
| $40,000 | $32,540 | $2,712 | $1,252 | 18.6% |
| $50,000 | $40,075 | $3,340 | $1,541 | 19.9% |
| $60,000 | $47,610 | $3,968 | $1,831 | 20.6% |
| $75,000 | $58,063 | $4,839 | $2,233 | 22.6% |
| $90,000 | $67,865 | $5,655 | $2,610 | 24.6% |
| $100,000 | $74,400 | $6,200 | $2,862 | 25.6% |
| $125,000 | $90,674 | $7,556 | $3,487 | 27.5% |
| $150,000 | $106,511 | $8,876 | $4,097 | 29.0% |
Massachusetts state income tax at a glance
For a single filer earning $60,000 with no pre-tax deductions, Massachusetts state income tax is about $2,780 a year, or 4.6% of pay. 47 of the other 49 states charge less state income tax at this income and 2 charge more. The average among states that tax wages is about $2,031, so Massachusetts is about $749 above that average.
| Salary | State income tax | Share of pay | Take-home after all taxes |
|---|---|---|---|
| $40,000 | $1,780 | 4.5% | $32,540 |
| $60,000 | $2,780 | 4.6% | $47,610 |
| $100,000 | $4,780 | 4.8% | $74,400 |
| $150,000 | $7,280 | 4.9% | $106,511 |
Single filer, no pre-tax deductions, 2026 rules, state income tax only. See all 50 states compared.
Hourly wage to take-home pay in Massachusetts
Working 40 hours a week for 52 weeks (2,080 hours), a single filer earning $25 an hour makes $52,000 a year and takes home about $41,582 in Massachusetts after federal tax, Social Security, Medicare and state income tax. That is about $1,599 every two weeks.
| Hourly wage | Gross per year | Take-home per year | Per month | Biweekly |
|---|---|---|---|---|
| $15/hr | $31,200 | $25,909 | $2,159 | $997 |
| $20/hr | $41,600 | $33,746 | $2,812 | $1,298 |
| $25/hr | $52,000 | $41,582 | $3,465 | $1,599 |
| $30/hr | $62,400 | $49,418 | $4,118 | $1,901 |
| $40/hr | $83,200 | $63,421 | $5,285 | $2,439 |
| $50/hr | $104,000 | $77,014 | $6,418 | $2,962 |
Single filer, no pre-tax deductions, 2026 rules. Convert other wages with the hourly to salary calculator.
Take-home pay on Massachusetts's minimum wage
Massachusetts's minimum wage is $15.00 an hour. Working 40 hours a week all year ($31,200 gross), a single filer with no pre-tax deductions takes home about $25,909 a year, or $2,159 a month and $997 every two weeks.
Minimum wage rates change and some cities set higher rates. Confirm the current rate with the Massachusetts labor department.
Frequently asked questions
Does Massachusetts have a state income tax?
Yes. Massachusetts taxes wages at graduated rates from 5% to 9%, which is included in this estimate.
How is federal income tax calculated here?
We subtract your pre-tax deductions and the 2026 standard deduction, then apply the 2026 federal brackets for your filing status. Social Security is 6.2% up to the annual wage base and Medicare is 1.45% (plus 0.9% on high earnings).
Why might my real paycheck differ?
Employers withhold based on your W-4, and health insurance, other deductions, bonuses, and local taxes change the result. Your final tax bill is settled when you file your return.
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